Hopkins v. LVNV Funding, LLC, ___ N.J. Super. ___ (App. Div. 2025). This appeal arose out of a Special Civil Part action by LVNV Funding, LLC ("LVNV") on January 26, 2022 to collect an alleged $746.71 debt originally owed to Credit Bank One, N.A. LVNV alleged that it was the successor in interest and owner of the alleged debt, at the tail end of a long line of successors. Hopkins filed an Answer and a class action counterclaim, alleging that LVNV and the others in its chain of successors were not licensed to conduct business as consumer lenders or sales finance companies pursuant to the New Jersey Consumer Finance Licensing Act ("CFLA"), N.J.S.A. 17:11C-1 to -49....
On this date in 2004, the Supreme Court decided Smith v. SBC Communications, Inc., 178 N.J. 265 (2004). The case was a putative Consumer Fraud Act ("CFA") and breach of contract class action against Southern New England Telephone Company ("SNET") and BJ's Wholesale Club, Inc. Plaintiff alleged that defendants falsely advertised that prepaid calling cards purchased at BJ's would yield substantially more calling time than plaintiff actually received....
Since last Friday, one week ago, the Appellate Division issued three published opinions (not counting its opinion in the Verizon case that the Supreme Court decided yesterday, in which the...
Pace v. Hamilton Cove, 258 N.J. 82 (2024). Class action waivers and mandatory arbitration provisions often appear together in consumer contracts. They are among the tools sellers use to restrict...
Due in part to my attendance at the NJSBA Annual Meeting last week, this blog is somewhat behind on last week's published opinions by the Supreme Court and the Appellate...
Kennedy v. Weichert Co., 257 N.J. 290 (2024). As discussed here, this putative class action case addressed whether written agreements under which plaintiff, a licensed real estate salesperson, entered in...
Robey v. SPARC Group, LLC, 256 N.J. 541 (2024). Today saw a relatively rare 4-3 decision from the Supreme Court. The majority consisted of Justice Solomon, the author of the...
Francavilla v. Absolute Resolutions VI, LLC, 478 N.J. Super. 171 (App. Div. 2024). Judge Vanek wrote this opinion for the Appellate Division in this putative class action case. Her first...
Another week, another week where work for clients made it impossible to keep up with the courts. This week featured two unanimous opinions from the Supreme Court, one civil, one...
Kicking off the new Term, the Supreme Court announced that it has granted review in five new cases. Four of those are civil cases, while one is a criminal matter...